Thursday, January 29, 2009

Beware the Process at Home Rebate Processing Scam

By Jess Ray

In the Process At Home, rebate processing certification course you are presented with what appears to be a legitimate work from home job opportunity. If you can type and fill out some simple forms, you can be earning hundreds a day, right? Wrong. Process At Home is very deceptive, although clever, in how they present this work from home job opportunity. Allow me to explain...

The first few steps you take as a Process At Home Rebate Processor are to enroll with services such as Pay Dot Com, Blogger, Pay Pal and Google Pay Per Click just to name a few.

Step one is to pick a product and/or service in Pay Dot Com that you would like to market. Step two is to then choose a method in which to market that product, be it Google Pay Per Click, Blogger, EZine Articles or online classifieds ads. This advertising is what will lead consumers to the website of the product you chose to sell back on Pay Dot Com.

Now, in your advertising, you offer a rebate for X number of dollars as a way to generate a sale over someone who may be advertising the product at full price. But you are paying the customer the rebate, not the company or the person who is selling the product. The rebate is a portion of your commission if you were to make a sale. Process At Home has taken the basic principle of affiliate marketing, a legit way to make a living from home, and created this "rebate processing" program around it. You do not need any sort of credential or certification to be an affiliate marketer.

Not only does Process At home deceive you into thinking you will be processing rebates for fortune 500 companies, but the training leaves a lot to be desired. After researching the various affiliate networks out there, Commission Junction offers a free university of sorts for folks to learn the basics of internet and affiliate marketing. Is the training complete? No, but its free and will certainly provide better training then Process At Home.

Yet another snag in the premise of Process At Home's program, is the fact the altering pricing is in direct violation of the terms & services of the affiliate user agreement you sign when you set up your account. Granted, the odds that you will get caught are probably 1000 to 1, but its a violation just the same.

Last but not least is the rebate checks! Process At Home has you set up an account with Pay Pal for the sole purpose of processing these rebates. This means that you will need to monitor and time line of all your sales as well as any money back guarantees of each product. And what if a customer does not use Pay Pal, how are you going to issue the rebate? Write them a check?

Now, you may be thinking, I want nothing to do with selling, advertising or marketing, affiliate or otherwise. All I want is a job that I can do from home. You want to be able to sit down at your computer for a few hours a day and get paid for your work, right?

Sure, it seems like that should be an easy thing to find and I hate to burst your bubble, but those jobs are few and far between. I know there is advertising all over the net, you probably get at least 2 emails a day telling you otherwise. Trust me, traditional J-O-B's are hard to find online. If you are able to find one that is legit, know that you will be treated not as an employee, but as an independent contractor.

Jobs that allow you to work from home and hold a position as an employee or independent contractor usually involve some time traveling as well time in the corporate office. Other jobs include tasks like recruiting, copy writing and telemarketing. Many of these jobs are on a commission basis and are usually part time or temp positions.

*Online Tutor

*Virtual Administrative Assistant

*Telephone Customer Service

These are just a few examples.

But, no matter what job title you choose to pursue, you are an independent contractor and are essentially working for yourself. You are responsible for meeting deadlines, organizing and prioritizing tasks and managing your time effectively. But just as important is knowing how to position yourself in front of those in need of your services.

I hate to be the bearer of bad news, but this means that you still need to learn how to market. Internet marketing is unavoidable if you want to be apart of the work from home industry. Now, marketing does not mean selling. Marketing simply means using various tools on the internet, paid and free, to promote you and your skills.

"Where do I learn to market on the internet?" There are many ways, paid and free, but buy with caution. I have found free information on the subject that is fantastic and I have also purchased information that wasn't worth ten cents. Do your research and buy wisely. - 15432

About the Author:

CFD Trader- How to Be Great

By CfdGreAt

To be a successful CFD Trader takes time, education and knowledge, but the great news is anyone can do it. You do not have to be a genius to be a Professional CFD Trader. There will be many people that disagree with the above and end up broker, because they people have been successful in other areas and they see CFD Trading simply as a financial game. They do not put in the require effort to make themselves successful. So what are the traits to make you a Great CFD Trader?

Lets Examine these factors:

1. Do not take CFD trading for granted. They see CFD trading as the same if not harder than most specialized profession. They put in a lot of efforts and time to trade well.

2. They acknowledge the financial risks in CFD trading. They know that they can win and as well lose money in CFD trading. They use smart money management skills

3. They will educate themselves first and build up the knowledge the same as any profession, remember it all takes work. They respect and obey all the previous rules set by the previous successful traders. They understand about trend trading and why it is risky to trade against the trend.

4. They will have patience and understand that it takes time to be successful. They don't see it as a get rich quick scheme. They invest a small amount first and build up.

5. They know the importance of having a mentor like any profession. They understand their deficiencies as a beginner and are always seeking knowledge from the experienced traders.

6. They stay with one proven trading strategy and trading only one currency. They do not jump from one strategy to another. They do not try trading many currencies at one time.

They are devoted to understanding the nature of them and maximizing their profits while minimizing their risks.

7. They set aside sufficient capital that they can afford to lose. With money they can lose, they do not feel pressure while trading. They simply follow their trading plan on executing their trades.

8. They keep records of their trades. They review their winning and losing trades to understand their mistakes and how they can improve their trading results.

The figures are that 95% of traders will end up broke, because they simply fail to plan and will not use the above traits. Make sure that you get the right level of education and knowledge and if you need more information feel free to visit the CFD FX REPORT , they have a host of free education lessons, they can help you find a CFD Broker. - 15432

About the Author:

How to Be A Great CFD TRADER

By CfdGreAt

To be a successful CFD Trader takes time, education and knowledge, but the great news is anyone can do it. You do not have to be a genius to be a Professional CFD Trader. There will be many people that disagree with the above and end up broker, because they people have been successful in other areas and they see CFD Trading simply as a financial game. They do not put in the require effort to make themselves successful. So what are the traits to make you a Great CFD Trader?

Lets Examine these factors:

1. Do not take CFD trading for granted. They see CFD trading as the same if not harder than most specialized profession. They put in a lot of efforts and time to trade well.

2. They acknowledge the financial risks in CFD trading. They know that they can win and as well lose money in CFD trading. They use smart money management skills

3. They will educate themselves first and build up the knowledge the same as any profession, remember it all takes work. They respect and obey all the previous rules set by the previous successful traders. They understand about trend trading and why it is risky to trade against the trend.

4. They will have patience and understand that it takes time to be successful. They don't see it as a get rich quick scheme. They invest a small amount first and build up.

5. They know the importance of having a mentor like any profession. They understand their deficiencies as a beginner and are always seeking knowledge from the experienced traders.

6. They stay with one proven trading strategy and trading only one currency. They do not jump from one strategy to another. They do not try trading many currencies at one time.

They are devoted to understanding the nature of them and maximizing their profits while minimizing their risks.

7. They set aside sufficient capital that they can afford to lose. With money they can lose, they do not feel pressure while trading. They simply follow their trading plan on executing their trades.

8. They keep records of their trades. They review their winning and losing trades to understand their mistakes and how they can improve their trading results.

The figures are that 95% of traders will end up broke, because they simply fail to plan and will not use the above traits. Make sure that you get the right level of education and knowledge and if you need more information feel free to visit the CFD FX REPORT , they have a host of free education lessons, they can help you find a CFD Broker. - 15432

About the Author:

Express Your Love with a Valentine Gift Basket

By Ashley King

For many people, Valentine's is a day to celebrate love and romance. Most people choose to express their love on this day with a special gift. If you want to make a big impression on your loved one, you should make a Valentine gift basket. You can fill it with special treats and presents to show your love and caring. It's much more personal than the usual roses and chocolates.

However, these items can still be the basis of a thoughtful gift basket. Beautiful flowers and rich chocolates are always a good idea for a Valentine's Day basket. Find some truly excellent chocolate and place it in an attractive basket. Tuck in a fluffy teddy bear, and then place a rose over top of everything. Cover it with red cellophane and some Valentine's decorations, and attach a big ribbon. Elegant and understated.

If you'd like to go to some trouble to really impress your significant other, there are lots of other ideas for what to put in a Valentine gift basket. Consider a basket loaded up with spa bath products. With the addition of a good book, a bottle of wine and a scented candle, you've created a relaxing spa basket. Other more expensive items that can be presented in a gift basket are heart shaped jewelry, cologne or perfume.

Making a gift basket for a male isn't as hard as it might seem. Fill a basket with toiletry products like cologne, aftershave, and deodorant in a favorite fragrance. Try filling a basket with some candy that he loves, and top it off with a trendy watch. And you can't go wrong by stuffing a big basket with his favorite munchies, along with a few bottles of his favorite beverage.

Another great idea is a Valentine's dinner basket. Don't got out to a crowded restaurant; stay home and savor an intimate dinner in private. You'll need to use something the size of picnic basket. Load it up with all the ingredients necessary to make your favorite meal. Add a candle, a bottle of wine, and a rich dessert. It's only right that you offer to cook, but it will be so much more special if you prepare the meal together.

Don't forget to attach a card to your gift basket. If you've got some talent, make one yourself that expresses your feelings. If not, spend some time to find the most meaningful card you can and add a personal message.

Making a personal gift basket for Valentine's Day can really showcase your creativity. And there's nothing wrong with using the Valentine's Day staples like chocolate in your basket. Your loved one will be thrilled at the thought and effort you expended. - 15432

About the Author:

How to Increase Sales through Use Of A Prospecting Company

By Storm Castle

During tough economic times any business is facing currently, it is necessary to see where budget cuts can be made. Cutting sales and marketing is detrimental to the growth of the business but finding lower cost alternatives to replace expensive current activities can help the business. This article will explain why a prospecting firm can be one such lower cost alternative.

This tough economy makes you want to keep your staff as productive as possible. With sales, the key is to focus upon what you are good at doing. If you are more successful at closing sales, using a prospecting company will allow you more opportunities to close business, thus lowering your cost per client.

One of the biggest obstacles for most companies is an inconsistent sales pipeline. The consistent use of a an outbound telemarketing company can help keep your sales pipeline full so that your sales can increase.

You are able to focus your valuable time prospecting the individuals who are interested in your business. This lowers your cost in finding new clients because you do not have to deal with the tedious process of identifying interested individuals.

The example of a sales funnel is often used with prospecting. You have to talk to many people before finding interested people but you can conserve your time by outsourcing the funneling of prospects down to the few interested ones coming back to you.

Any business in a recession will watch their dollars very closely and want to be extremely frugal with them. Using a prospecting firm can allow you to free up current staff to work more closely with existing customers to gain more market share while still filling a new customer pipeline.

Businesses or individuals often are more receptive to ways to save money during a recession. an outbound prospecting company can have greater success due to this cost consciousness during tough econmic times than during an economic boom.

Companies try to reduce all expenditures during a recession simply to maintain their current business. This offers you the opportunity to build your business by using outbound telemarketing firms because few of your competitors will be attempting to acquire new business.

Studies have been done showing that those companies who maintained and increased marketing during a recession enjoyed an explosion of natural growth well beyond those which reduced expenditures. Using a prospecting company will put you in this path of great natural growth because prospects are aware of what you have to offer.

Many firms have layoffs during a a recession and pare down their spending. If you find that you are in a similar boat and do layoffs, you can continue to increase sales with less staff by using an outbound telemarketing company. A recession will cause you to look at the bottom line very closely. Watching how much it costs to gain a new client is one such way to grow sales and one way to grow sales in a cost-effective manner is through using prospecting companies. - 15432

About the Author:

Places To Visit In East Africa

By David Hughes

When you think of Africa, you probably think of savannas filled with different kinds of wildlife. You think of safaris, of white water rafting, and about the abundance of wildlife. East Africa is no different, and in fact is exactly this - more so than even other parts of Africa. The best place to enjoy all that Africa has to offer is definitely Kenya, one of the most popular tourist destinations in recent times.

Kenya has a teeming tourist trade. In fact, it receives so much revenue from its tourist trade that it has become the second biggest source of income for the country. The majority of this money comes through safaris in its 19 national parks and game preserves. Moreover, there are mosques in Mombasa, the Great Rift Valley, coffee plantations, Mt. Kilimanjaro, and its stunning beaches.

If you are going to Kenya, you must unquestionably go on a safari through one of its numerous national parks. These safari trips have extremely skilled staff and guides available for its tourists. These parks comprise of the Amboseli National Park that stretches through to Tanzania, Kora National Park, Lake Nakuru National Park, Mount Kenya National Park, and Nairobi National Park, which is the tiniest and at only 7 kilometres from the city.

You can hire a wildlife safari either via your travel agent, or when you get to Kenya. You can opt from many alternatives such as from cheap safaris, where you will be back in the city by nightfall, or longer and more lavish safaris where you will reside in five-star cabins in the park and go out for a safari during the day. You will be in love with this experience as you view the Big 5, and enjoy the dazzling vistas made up by the teeming wildlife and diversity in plantations.

You can also choose to go white water rafting. Some tour operators will lump the two experiences, so if you sign up for a five or seven day package, you will be able to white water raft along the river, and then stop at a national park and go for a safari. The combined package of safari and white water rafting is relatively cheaper than the individual trips to these spots.

One more great way to spend your time in Kenya is on the beach sands. The coast expands on forever, and the waves are unhindered by any desert island on their way from the Indian Ocean and hit into the beach, making an enormous vista.

Make certain you also head over to the coffee plantations to check out how the coffee you drink every morning comes to you. You will love the heady smell, and the facts you will gather from visiting the coffee plantation spots. You can also head over to Mr. Kilimanjaro, where you will be shocked by the magnificence of the hills and its area.

Therefore, instead of dreaming of Africa, this year set out to Kenya and experience Africa. Discover for yourself why it is that folks go back again and again to this brilliant country. - 15432

ISO 9001 Documentation

By Mark Kaganov

ISO 9001 documentation structure is outlined in the ISO 10013 Standard - Guidelines for Developing Quality Manuals. This standard recommends using a three-level structure. In practice, many companies use four-level documentation model that includes records. 4-level quality management system is shown below:

Quality Manual - level 1

Procedures - level 2

Instructions - level 3

Records - level 4

While auditing systems like the one above, I always asked clients about the position of their quality policy in this structure. If you start from a quality manual, how go you know what standard this manual should cover? The quality policy defines it and therefore it should be included into the structure:

Quality Policy - level 1

Quality Manual - level 2

Procedures - level 3

Instructions - level 4

Records - level 5

ISO 9001 - Naming your documents

As you may have noticed, the titles of the documents in the structure above are quite short. Various companies use different conventions for their document titles. For example, one of my customers titled their quality manual as "Quality Management System Quality Manual."

This tendency to use long titles and document identifiers like "Standard Operating Procedure" most likely comes from regulated industries. Even though I could not find a requirement for such title formats, many companies still use these apparently outdated and ineffective conventions. If a short name sufficiently describes a document, let's use it. I suggest streamlining all elements of management systems. Consider this and do not make your system more complicated than it can be.

ISO 9001 QMS document numbers

It is not a specific requirement of the ISO 9001 or any other standard to uniquely identify a part or a document. It is perhaps a common-sense measure and a worldwide practice in any documentation system, to give a document or a component a number and a title, and to identify its revision level. As documentation titles, document numbering is an area for creativity and an opportunity for optimization.

One of my clients runs a small company of some 120 employees. Their documentation control procedure prescribed two numeration systems that dependent on the type of a document. QMS documents had numbers like XX-XXX, and production parts required part number format as XXXXXXX-XXX. One of the drawings had a number 000048-002. Folks on the floor called it "four-eight."

Is it acceptable to have long and difficult-to-read and remember numbers? Yes, of course! Is it practical? I do not believe so! In the example above, the procedure number, without the tab, contained seven digits. This meant that the system was prepared to handle almost 10 million document or part numbers (PN). The company had approximately 250 documents and probably would never go beyond 300. If nothing else, just reading these numbers with five sequential zeros may give one a headache. Surprisingly, this is not the worst case I have experienced! The company that won my "The Worst Part Number" Grand Prize assigned 12 (!) digits to their part numbers in the alphanumeric format.

I hope it is clear that only when extensive part numbers are justified, we do not have other options. If you build helicopters or satellites, you, no doubt, will need millions of parts and therefore will need long part numbers. If not, make your life easy and stay away from all those zeros. The most practical system I worked with used a three-digit format for their part numbers. 202, 203, 204, and so on. Worked just fine!

So far we explored opportunities for improvements in the area of document titles and numbers. Yet, there is another issue with part numbers. Many companies relate a document number to a document type. For example, 20-xxxx indicates a procedure, 30-xxxx indicates a drawing, POP-xxxx indicates a Production Operating Procedure, etc. My practice with a few QMS that used designation approaches showed that "no designation" systems are more practical. Several QMS that used designation I have worked with have failed. Not long ago, one of my clients mentioned that they ran out of range in their document numbering format. The QMS initially permitted for identifying suppliers through a two-digit extension within the part number. While the company grew, the number of supplier increased beyond expectations and eventually the company needed more than 99 suppliers. This resulted in the document number format not being able to support new needs.

To get around this issue, there is a simple solution - a "no designation" system. Part or document numbers in such systems are assigned sequential unique numbers. Areas of use, materials, suppliers, and other attributes are not reflected in part numbers. Moving in this direction, you can simplify your system even more. I worked with a company that did not use document No. at all. That documentation system used just document name followed by a revision number, like Process Validation Protocol AB. - 15432

About the Author: